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Turbobulls

Your complete portfolio and expense tracker. Actually private.

Finally, your investments, expenses, and income in one place. Protected by AES-256 end-to-end encryption where even we can't read your data

Stocks, expenses & dividends in one encrypted view
Unified net worth across portfolios and spending
Auto-import dividends, splits & corporate actions
Multi-currency with real FX impact tracking
Turbobulls
Personal Wealth
EURjust now
OverviewWealth Command CenterNet worth, cash flow and investments at a glance
Euro areaFrom BeginningMax
Today
+€312
+0.62%
This week
+€748
+1.49%
This month
+€617
+1.22%
Year to date
+€4,362
+9.35%
Top mover today
NVDA
NVDA +3.8%
NVIDIA · +€184
Total net worth+9.35%
InflationAll time
€51,027+€4,362 this period+€3,377 (+7.09%) after inflation
Across 6 accounts · Health 85/100 · FI progress 9%
€52.0k€48.9k€45.9k
Jan 2025May 2025Sep 2025Dec 2025
Market value
€33,21465%
Cash
€17,81335%
Unrealized P/L
+€3,292
Best month
+€1,740
Financial independence
Progress toward covering your expenses from assets alone
Building
8.7%to financial independence
Still to go€536,673
about 11 years at the current pace
€51,027 savedof €587,700
FI target
€587,700
Annual expenses
€23,508
Saving / yr
+€50,172
Could withdraw / yr
€2,041
Financial health
Healthy
85/ 100Target 70
Fundamental92
Performance74
Advanced63
Weakest areas
Cash allocation36Liquidity52Volatility58
Show all 12 sub-scores
Monthly cash flow
+€4,181/ month
Income€6,140
Expenses€1,959
Savings rate68%
Portfolio ROI
Open positions
+11.0%
Lifetime
+14.2%
Sharpe
1.42
Win rate
72%
Key stats
Cash runway
6.3mo
Avg savings rate
68%
Win rate
72%
Leverage
0%
Cash allocation
36/100
Recommendations
1 need review, 3 on track · highest impact first
Suboptimal cash allocationImportant
58% in cash vs 20% optimal - excess funds earning minimal returns
36 / 100Review
Strong savings momentumOn track
Your savings rate exceeds the recommended 20% threshold by a wide margin
+68.1%Details
Extend your cash runwayOn track
A slightly larger buffer would comfortably cover 6+ months of expenses
6.3 moDetails
Diversify concentrated holdingsOn track
Spreading exposure across more positions can smooth your returns
72 / 100Details
Click any tab to explore
a3f
0x9
e7b
End-to-end encrypted
AES-256 standard
Dividend received
+€24.50 GOOGL
Bank accounts
€47,892 +12.4%
Lost to inflation
−€362 on cash

Portfolio Analytics & Investment Performance Tracking

Know exactly how much you've made or lost, where it came from, and whether your strategy is actually working. We handle the complex math - you get clear answers

Return breakdown, year to date

Is 8% growth actually good?

Not until you account for fees, inflation, and currency impact. We calculate what your broker won't. Real returns, across every account, in your actual currency

Every Asset Class. One Dashboard.

US stocks, European ETFs, crypto, bonds, deposits, real estate. Track anything with a value. Multi-currency conversions, FX impact, and performance math handled automatically across every position
Transaction·15m ago

Supermarket - Groceries

Investments + Expenses. Finally Together

Portfolio returns mean nothing without the full picture. Track spending alongside your investments and see whether you're actually building wealth, not just moving numbers around

JanFebMarAprMay
12:00 AM

Every Dividend. Every Split. Tracked Automatically

You log the trades. We handle the rest. Dividends, stock splits, interest payments, and corporate actions are imported and calculated automatically. So you always know exactly how much passive income your portfolio is generating

End-to-End Encrypted Portfolio Tracking

No ads, no advertising trackers in the app, no data sales. Your trades, positions, and strategies are encrypted on your device before they ever reach our servers. We literally cannot read them

Your Data. Your Business

End-to-end encrypted. Even we can't see your positions. Some free finance apps are funded by what they learn about your trading. We are funded by subscriptions, and your data stays unreadable to us on every plan - the free one included. Simple as that
Portfolio value
€1,591+44%
Apr 2022
2022202320242025

Your Portfolio. Your wallet. Any Date. Full Detail.

Time-travel to any past date and see exact holdings, cost basis, and returns. Adjusted for splits, dividends, and currency moves. Built for tax reporting, performance reviews, and settling arguments about that stock pick

One Private Portfolio Tracker for Dividends, Budgeting and Every Currency

Track the income you earn, plan the money you spend, and hold it all in any currency.

01

Dividend Tracking, Calendar and Income Forecasts

Every dividend tracked automatically - what landed, what’s declared, and what pays next. Watch the passive side of your portfolio compound in plain sight.

Dividend income€1,346 this year
J
F
M
A
M
J
J
A
S
O
N
D
AAPLpays Aug 14+€26.40
MSFTpays Sep 11+€18.75
Declared payouts land here automatically - splits and FX included.
02

Envelope Budgeting That Plans Ahead

Envelope budgeting, built in. Set money aside for groceries, rent, and fun, watch each envelope drain as you spend, and always know what’s actually left. Encrypted end-to-end, like everything else.

July budgetAvailable to Assign · €240
RentFully spent
€1,200 spentof €1,200
Groceries€138 left
€312 spentof €450
Dining out€24 left
€196 spentof €220
Subscriptions€12 left
€48 spentof €60
Travel€155 left
€95 spentof €250
Fun money€53 left
€67 spentof €120
Plans changed? Move €40 from Travel to Dining out. The envelopes flex, the plan holds.
03

Multi-Currency Portfolio Tracking

Every currency, one portfolio - euros, dollars, yen, and everything in between. Flip the whole view to any of them in one click: real FX rates, real gains, zero spreadsheet conversions.

Portfolio valueEURUSDRON
€34,250
XTB€19,865€19,865
Interactive Brokers$9,720€8,940
Bank account27,450 lei€5,445
One click re-quotes everything - positions, history, and gains - at real FX rates.

Pricing

Pay for the side you actually use - spending, investing, or both - on top of a free plan that never expires. Paying for one side never takes the other away: it stays exactly at free-plan depth. Every account starts with 14 days of everything, no card.

Free

€0forever

Where you land after the trial. Enough for a starter portfolio, free for as long as you like

  • End-to-end encryption

Your spending side

  • Accounts3
  • Categories10
  • Spending entries120
  • Envelope budgeting

Your investing side

  • Holdings10
  • Investing transactions50
  • Brokers2
  • Benchmarks1
  • Watchlist10
  • Dividend calendarLast 3 months
  • Advanced metrics4 of 12
  • Dividend yields and payment history
  • Allocation by sector, industry, country, region
  • Capital vs currency gains

Both sides

  • Workspaces1
  • Tags10
  • Tailored recommendationsTop 2
  • Workspace modules
  • Financial independence progress
  • Returns and cash after inflation

On every plan

  • Stocks, ETFs, funds, crypto, deposits, property, art and more
  • Loans, cards and mortgages tracked as debt
  • Financial health score, 12 checks
  • ROI, MWR, TWR, win rate and lifetime return
  • Dividend income, trailing 12 months and forward
  • Broker and bank statement import, or any CSV
  • Allocation by type, broker, currency and tag
  • Target weight per holding, with drift
  • 50 currencies, with live rates
  • Your data, exportable at any time

Spending Pro

€3.59/month

The spending side in full. Nothing on the investing side is taken away

  • End-to-end encryption

Your spending side

  • AccountsUnlimited
  • CategoriesUnlimited
  • Spending entriesUnlimited
  • Envelope budgeting

Your investing side

  • Holdings10
  • Investing transactions50
  • Brokers2
  • Benchmarks1
  • Watchlist10
  • Dividend calendarLast 3 months
  • Advanced metrics4 of 12
  • Dividend yields and payment history
  • Allocation by sector, industry, country, region
  • Capital vs currency gains

Both sides

  • Workspaces1
  • Tags30
  • Tailored recommendationsAll
  • Workspace modules
  • Financial independence progress
  • Returns and cash after inflation

On every plan

  • Stocks, ETFs, funds, crypto, deposits, property, art and more
  • Loans, cards and mortgages tracked as debt
  • Financial health score, 12 checks
  • ROI, MWR, TWR, win rate and lifetime return
  • Dividend income, trailing 12 months and forward
  • Broker and bank statement import, or any CSV
  • Allocation by type, broker, currency and tag
  • Target weight per holding, with drift
  • 50 currencies, with live rates
  • Your data, exportable at any time

Investing Pro

€4.79/month

The investing side in full. Nothing on the spending side is taken away

  • End-to-end encryption

Your spending side

  • Accounts3
  • Categories10
  • Spending entries120
  • Envelope budgeting

Your investing side

  • HoldingsUnlimited
  • Investing transactionsUnlimited
  • BrokersUnlimited
  • BenchmarksUnlimited
  • WatchlistUnlimited
  • Dividend calendarFull history
  • Advanced metricsAll 12
  • Dividend yields and payment history
  • Allocation by sector, industry, country, region
  • Capital vs currency gains

Both sides

  • Workspaces1
  • Tags30
  • Tailored recommendationsAll
  • Workspace modules
  • Financial independence progress
  • Returns and cash after inflation

On every plan

  • Stocks, ETFs, funds, crypto, deposits, property, art and more
  • Loans, cards and mortgages tracked as debt
  • Financial health score, 12 checks
  • ROI, MWR, TWR, win rate and lifetime return
  • Dividend income, trailing 12 months and forward
  • Broker and bank statement import, or any CSV
  • Allocation by type, broker, currency and tag
  • Target weight per holding, with drift
  • 50 currencies, with live rates
  • Your data, exportable at any time

Turbo Pro

€7.99/month

Both sides, every limit lifted, and the modules to shape a workspace around you

  • End-to-end encryption

Your spending side

  • AccountsUnlimited
  • CategoriesUnlimited
  • Spending entriesUnlimited
  • Envelope budgeting

Your investing side

  • HoldingsUnlimited
  • Investing transactionsUnlimited
  • BrokersUnlimited
  • BenchmarksUnlimited
  • WatchlistUnlimited
  • Dividend calendarFull history
  • Advanced metricsAll 12
  • Dividend yields and payment history
  • Allocation by sector, industry, country, region
  • Capital vs currency gains

Both sides

  • WorkspacesUnlimited
  • TagsUnlimited
  • Tailored recommendationsAll
  • Workspace modules
  • Financial independence progress
  • Returns and cash after inflation

On every plan

  • Stocks, ETFs, funds, crypto, deposits, property, art and more
  • Loans, cards and mortgages tracked as debt
  • Financial health score, 12 checks
  • ROI, MWR, TWR, win rate and lifetime return
  • Dividend income, trailing 12 months and forward
  • Broker and bank statement import, or any CSV
  • Allocation by type, broker, currency and tag
  • Target weight per holding, with drift
  • 50 currencies, with live rates
  • Your data, exportable at any time

Are you an AI agent? See pricing as markdown

Portfolio Tracker FAQ

Your go-to spot for quick, clear answers about our platform and what it can do. Got a question we didn’t cover? We’re just a message away.

Less Busywork. More Wealth Work

End-to-end encrypted · No bank logins · Free plan when the 14 days are up