Turbobulls vs Sharesight:
A Practical Comparison

Sharesight is a portfolio tracker founded in New Zealand. According to Sharesight’s public materials, it covers stocks, ETFs, funds and crypto across many global markets and offers automatic trade imports from a broad set of brokers. Sharesight publicly markets jurisdiction-specific capital gains tax reports for countries including Australia, New Zealand, Canada and the United Kingdom, and describes a server-side security model with SOC 2 and GDPR alignment.

Turbobulls is a privacy-first financial tracker that uses end-to-end encryption (AES-256). Your data is encrypted on your device before it reaches the server, and the platform is designed so that it cannot access your holdings, transactions or performance data. Beyond investments, Turbobulls tracks your wallet, bank accounts, salary, expenses and all income sources, showing how your overall financial picture evolves over time. One plan, all features, no holding limits.

Both products are purpose-built portfolio trackers that record real transactions with dates, prices, quantities and fees. Both handle dividend tracking, stock splits, multi-currency portfolios, benchmarking and performance analytics. Where they differ most is in scope, privacy architecture and tax reporting depth.

Sharesight, based on its public materials, focuses on publicly traded assets - stocks, ETFs, managed funds, crypto - across a wide range of markets, plus custom investments for property and precious metals. It is positioned as an investment portfolio tracker; we did not find personal expense, bank-account or non-investment income tracking among its publicly described features.

Turbobulls tracks investments too - stocks, ETFs, crypto, bonds, deposits and custom assets across US, EU and global markets. Beyond that, it also tracks your wallet, bank accounts, salary, personal expenses and income sources. Combined analytics show how your net worth has evolved over any period, factoring in both what you earned and what you spent.

This matters if you want to know whether your investment gains are translating into wealth, or being offset by spending. Sharesight is positioned to answer “how is my portfolio doing?” Turbobulls is positioned to answer “how am I doing financially?”

Sharesight publicly describes a server-side security model with SOC 2 compliance, GDPR alignment and two-factor authentication. Sharesight states that data is encrypted in transit and at rest and stored on its servers. This is the standard model used by most portfolio trackers, and it is the model required for features such as broker auto-sync, portfolio sharing and tax report generation.

Turbobulls uses on-device, end-to-end encryption (AES-256). Your financial data is encrypted on your device before it reaches the server. Under this zero-knowledge model, the platform is designed so that it cannot access your financial data. The trade-off is that features which depend on server-side data processing - such as broker auto-sync and portfolio sharing - are not offered by Turbobulls.

Sharesight publicly markets automation as a core feature, including syncing with brokers, processing trade confirmations from emails, and importing dividends and corporate actions. For investors who want a hands-off experience - especially in Sharesight’s supported regions - this can save real time.

Turbobulls relies on manual entry and CSV import. This is a deliberate consequence of its end-to-end encryption: under the encryption model Turbobulls has chosen, the server does not have access to plaintext transaction data, so it is not in a position to operate broker auto-sync as Sharesight does. For investors comfortable with CSV imports, this is manageable; for those who want fully automated trade entry, it is a real limitation.

Both platforms describe dividend tracking as a core feature. According to Sharesight’s public materials, it tracks dividends and corporate actions (including dividend reinvestment plans), factors dividends into total return calculations, and offers dedicated handling of franking credits for Australian investors as part of its tax reporting suite.

Turbobulls also imports dividends, stock splits and corporate actions for supported instruments. You get income breakdowns, dividend history and a view of how dividends contribute to overall returns. Turbobulls does not handle franking credits.

Where Turbobulls differs is that it puts dividend income in the context of your broader finances - alongside salary, side income and personal expenses. You can track whether your passive income is growing relative to your living costs. For investors building toward financial independence, that context can be more useful than the dividend data alone.

Tax reporting is a focus of Sharesight’s public marketing. According to Sharesight, it generates capital gains tax reports, supports multiple cost-base methods, tracks the Australian CGT discount for assets held over twelve months, and produces reports that can be handed to an accountant. Sharesight publicly describes coverage for jurisdictions including Australia, New Zealand, Canada and the United Kingdom (with specifics that vary by plan; please check Sharesight’s pricing page for current inclusions). For investors in those regions, these features may justify a subscription on their own.

Turbobulls provides the underlying building blocks - realized gains, cost basis per lot, capital vs. currency gain splits, and transaction-history exports - but does not generate jurisdiction-specific tax reports. It is built for investors who handle taxes through an accountant or tax software and want clean, accurate records to hand off.

Neither platform is a trading tool. Neither provides real-time market data feeds, technical analysis or trade execution. Both are focused on tracking, analytics and understanding your financial position - not on market timing.

Sharesight uses a tiered pricing model with a limited free plan and several paid tiers. Plan inclusions and prices are set by Sharesight and can change. For current rates, please refer to Sharesight’s official pricing page.

Turbobulls offers a single plan with all features and no holding limits - €7.99/month or €79.90/year. Every feature is included; there are no tiers and no upgrades.